The assumptions should be as visible as the result.

The calculator uses merchant-provided estimates for monthly chargeback volume, average disputed value, chargeback fees, current dispute win rate, handling time per case, and hourly staff cost.

Inputs are assumptions supplied by the user. Chargeback Lens does not independently verify them.

Estimated unrecovered value and fees are calculated from annual dispute volume, average disputed value, per-case fees, and the user's current win-rate assumption. Estimated internal handling cost is calculated from annual volume, handling time, and hourly staff cost.

The scenario adds two user-controlled assumptions: the share of the annual baseline that may be avoidable and the hypothetical monthly solution cost. The prefilled values are editable examples, not provider-performance estimates or market benchmarks.

These outputs show what would need to be true for a scenario to pay for itself. They do not estimate how many disputes a particular provider will prevent or recover.

Product features, eligibility, public pricing, and service terms will be checked against current first-party sources where available. If a material fact cannot be verified, it will be labeled as unavailable, estimated, or subject to confirmation.

Commercial relationships do not determine calculator outputs, methodology, or service order. The same published calculation framework is intended to apply whether or not a provider has a commercial relationship with Chargeback Lens.

Results are illustrative and depend on the accuracy of inputs. They do not account for every operational, contractual, or regulatory factor. Methodology may be updated as the calculator develops, and the update date on this page will change when a material revision is published.